3BR Home in Nashville , TN

About This Property

CREATIVE FINANCE OLD HICKORY VILLAGE, NASHVILLETurnkey 3BR/2BA Historic Home | 3.68% Blended Rate | Sub-To Acquisition Rare Sub-To opportunity on a fully renovated 1930 Village of Old Hickory home backing directly to the park, walkable to Dose Coffee, Old Hickory Pizza Pub, and the community center. 25 minutes to downtown Nashville, 15 minutes to BNA. Take title with $Contact for details Down Payment: Contact for details keep the existing 3.68% blended financing in place, and skip the bank entirely. DEAL STRUCTURE - Purchase Price: $525,000 - down payment Fee (Down): Contact for details - Financed Balance: Contact for details - Blended Interest Rate: 3.68% - Contact for details/mo (includes seller-fi payment, taxes, insurance) - Period: 10 years- Closing Date: 7/24/26 - EMD: Contact for details - Title Company: Creative Title QUICK MATH - Home Value (Zestimate): Contact for details - Market Rent Estimate: Contact for details/mo - Contact for details/mo- (long-term rental): Slightly negative (~$357/mo) - (STR at 55% occ): Strongly positive ($800-Contact for details/mo net) - 10-year appreciation on $$525,000 at 3% annual: +$146K - Combined 10-year equity build (principal paydown + appreciation): $180K-$220K PROPERTY DETAILS - 3 Bed / 2 Bath - 1,845 sqft- 5,227 sqft lot (0.12 acre) - Year Built: 1930 (period-correct Village home) - Subdivision: Village of Old Hickory (Historic Village core) - Backs directly to the neighborhood park - Turnkey condition no rehab needed- Davidson County ━━━━━━━━━━━━━━━━━━━━━ THE RATE IS THE DEAL At today's ~7.25% market rate, financing $370K would cost roughly Contact for details/mo in P I. This note is at 3.68% blended ~Contact for details/mo in P I. - Monthly savings vs market rate: ~$824/mo- Total interest savings over 10-year window: ~Contact for details This isn't a discount-price acquisition it's a rate-arbitrage acquisition on a fully renovated home in one of Nashville's most character-rich neighborhoods. Lock in below-market financing at a time when new mortgages are 7%+. ━━━━━━━━━━━━━━━━━━━━━ WHY VILLAGE OF OLD HICKORY - 25 min to downtown Nashville- 15 min to BNA International Airport- Old Hickory Lake 5 min (boating, waterfront dining at Sam's Sports Grill)- Walkable Village core Dose Coffee, Old Hickory Pizza Pub, community center, library, Hamby's Grocery- Backs to the park (rare in-town green space)- Neighborhood median value: Contact for details- 37138 median list price: Contact for details- Historic DuPont-built town from 1918 deep community identity ━━━━━━━━━━━━━━━━━━━━━ WAYS TO WIN THIS DEAL OWNER-OCCUPANT (no bank qualifying required)Perfect for self-employed buyers, buyers recovering from credit events, recent immigrants building US credit, or anyone who wants to lock in 3.68% financing in a 7%+ market. Move in, pay Contact for details/mo (less than most Nashville rentals of this size), build equity. SHORT-TERM RENTAL / AIRBNBOld Hickory Lake + walkable Village + 25 min to Nashville tourism corridor = strong STR fundamentals. Comparable Village STRs run $175-$275/night. At 55% occupancy, revenue potential $35K-$50K annually. Verify Metro Nashville STR permitting for this address before close. LONG-TERM APPRECIATION HOLDVillage of Old Hickory has held value even in cooling markets. Historic charm, park proximity, and lake access are limited supply. Accept modest negative monthly (rent Zestimate Contact for details vs Contact for details) for equity build and long-term appreciation. HOUSE HACKLive in the property, rent a room or two. Village demand supports $700-$1,000/room for young Nashville professionals. ━━━━━━━━━━━━━━━━━━━━━ HONEST DISCLOSURES Turnkey no rehab needed 3.68% blended rate locked in for 10 years Park-backing lot, walkable Village location 25 min to downtown Nashville Direct assignment, no bank qualifying DUE-ON-SALE CLAUSE risk on the underlying mortgage like all Sub-To deals. Rarely enforced when payments are current, but the risk exists. 10-YEAR refinance or sell before Year 10 or default the seller carry note. Plan the exit strategy accordingly. Purchase price ($$525,000) is ABOVE current market comparable listings ($415K) and Zestimate ($388K). This is a RATE arbitrage deal, not a discount purchase. Old Hickory Village prices Down Payment: Contact for details% YoY per Redfin cooling market. Price any exit conservatively. Existing mortgage stays in seller's name a default damages the seller's credit. Reciprocally, on-time Sub-To payments don't build the buyer's credit. Insurance must be coordinated to keep existing mortgagee listed on the policy. STR permitting in Metro Nashville is regulated verify this specific address is eligible for STR use before closing if that's the exit strategy. 1930 build potential surprises with older plumbing/electrical/HVAC lifecycle over hold period. ━━━━━━━━━━━━━━━━━━━━━ DEAL TERMS - Down Payment: Contact for details - Purchase Price: $525,000 - Blended Rate: 3.68% - Contact for details/mo - years - EMD: Contact for details - Closing: 7/24/26 via Creative Title - Bank statements + POF required to verify down payment fee funds- Full understanding and acceptance of Sub-To structure risks required ━━━━━━━━━━━━━━━━━━━━━ SERIOUS CREATIVE FINANCE BUYERS ONLY This is not a cash flip. This is a creative acquisition for buyers who: Understand Sub-To / Wrap structures Have $Contact for details liquid for the down payment fee Have a clear exit strategy within the 10-year window Have documented monthly income to cover Contact for details First qualified buyer with verified funds + signed Sub-To acknowledgment takes it. Contact your disposition manager to schedule a showing and receive the full deal package.

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