4BR Home in Tampa , FL

About This Property

Here's one for the subject-to players. Tampa location, 4 bed 4 bath, over 3,200 square feet, sitting on a 3.25% first mortgage nobody's writing anymore. Buyer steps into title, existing financing stays in place, and you're in the deal for Contact for details plus closing costs. This is a rate you cannot recreate at the bank right now, attached to a property sitting in one of the strongest rental corridors in Tampa, with real equity underneath it. THE NUMBERS Address: Tampa, FL 33617 4 Bed / 4 Bath 3,288 Sq Ft down payment: Contact for details plus closing costs Freddie Mac BPO/Automated Value: approx Contact for details Total Existing Debt: Contact for details 1st Mortgage: Contact for details at 3.25% interest HELOC: Contact for details HELOC Payment approx $678/mo PENDING LOAN MODIFICATION Trial Payment: Contact for details/mo Rate: 3.25% Proposed Deferred Principal: Contact for details Proposed Maturity: 11/1/2066 Trial Payments: September, October, November 2026 Estimated Combined Payment After Modification: Contact for details/mo including HELOC Modification is currently in the trial period and is not yet permanent, final terms are successful completion and lender execution RENTAL POTENTIAL Long-Term Rental: Contact for details to Contact for details/mo Zillow Rent Estimate: Contact for details/mo Furnished / Mid-Term Rental: Contact for details to Contact for details/mo depending on setup Short-Term Rental Market ADR: $228 to $244/night Short-Term Rental Market Occupancy: 37% to 59% Located near USF, Busch Gardens, the Moffitt and medical corridor, and the Hillsborough River, supporting multiple rental strategies SUBJECT-TO STRUCTURE Existing financing remains in place, no formal loan assumption Buyer takes title Property delivered vacant Buyer pays closing costs 3.25% first mortgage stays attached to the property IMPORTANT DISCLOSURE Existing loans on this property are currently delinquent. As of a recent servicer statement, reinstatement to bring the loan current was approximately Contact for details and current reinstatement/cure figures are to be verified prior to closing as this number moves with time. Access by appointment only. The pending loan modification is in trial status only, final terms are not guaranteed and are successful completion of the trial period and lender execution. Buyer to independently verify all loan balances, payment amounts, delinquency status, and flood zone designation prior to closing. This is a subject-to acquisition, buyer is advised to consult qualified legal and financial counsel regarding the risks of taking title existing financing, including due-on-sale risk. TITLE / ESCROW Title Town Closing Group 203 N Armenia Ave #101, Tampa, FL 33609 (786) 322-3646 EXIT STRATEGIES Hold as a long-term rental at an estimated Contact for details to Contact for details/mo against a Contact for details/mo combined payment after modification Furnish and run as a mid-term rental near USF and the Moffitt/medical corridor for Contact for details to Contact for details/mo Operate as a short-term rental capturing Busch Gardens and USF-driven demand at $228 to $244/night ADR Ride the 3.25% rate and refinance or sell equity position down the line DEAL TERMS down payment Price: Contact for details plus closing costs Buyer takes title existing financing $425 transaction coordination fee paid by buyer Rent roll, loan documentation, and additional due diligence available for qualified buyers This is a rate you can't touch anywhere else right now, sitting on a property with a BPO value nearly $750K against an all-in debt stack of $721K, plus three separate rental strategies stacked underneath it. Reach out with questions or to schedule a walkthrough.

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