5BR Home in Garland , TX

About This Property

1513 Surrey Court, Garland, TX 75043 5 Beds | 3 Baths | 2 Stories | 2-Car Garage 4,143 SqFt | Built 1971 | 0.36 Acre Lot $600,000 down payment: Contact for details Total (Includes cash to seller, reinstatement, October payment ) Does NOT Include TC Fee or Closing Costs EMD: Contact for details COE: 10/15 Viewable by Appointment Only HOA: None Rent Potential: Contact for details Contact for details/month CONDITION: Roof Replaced in 2025 HVAC: 2022 2023 Foundation: Needs Work Plumbing: Good Electrical: Good Mold Remediation Needed Approx. $10K Quote Includes Remediation + New Drywall LOAN DETAILS: Loan Servicer: United Wholesale Mortgage Outstanding Principal: Contact for details Interest Rate: 3.250% FIXED Current Monthly Payment: Contact for details Prepayment Penalty: None Maturity Date: June 2071 Current Breakdown: Principal: $774.54 Interest: $951.83 Taxes Insurance: Contact for details POTENTIAL PAYMENT REDUCTION: Current escrow includes force-placed insurance, which can be significantly more expensive than a standard homeowner's policy. A buyer may be able to shop for their own insurance policy, which could potentially reduce the insurance portion of the monthly payment and lower the overall. Estimated scenario based on the numbers provided: Principal + Interest: ~Contact for details/month Estimated Property Taxes: ~$833/month Estimated Insurance: ~$250 $300/month Potential ~Contact for details Contact for details/month Potentially under Contact for details/month depending on the buyer's actual insurance quote and final escrow requirements. SOLAR: Approx. Contact for details Balance Payment: $230/month