Owner Financed Homes in Arizona

No credit check required. Browse properties in Phoenix, Tucson, Mesa and across Arizona with low down payments and flexible terms.

17 properties available in Arizona

3BR/2BA Home in Phoenix, AZ
Subject ToNo Credit Check
๐Ÿ’ฐ 4.5% Interest RateBelow National Avg
$513,000$2,316/mo

3BR/2BA Home in Phoenix, AZ

Phoenix, AZ
3 BD2 BA1,389 sqft
$42,000 down ยท $2,316/mo ยท 4.5% rateView Details โ†’
2BR/2BA Home in Lakes, AZ
Cash PurchaseOr Best Offer
$265,000Cash Only

2BR/2BA Home in Lakes, AZ

Lakes, AZ
2 BD2 BA1,344 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in Phoenix, AZ
Subject ToNo Credit Check
$488,000$2,572/mo

3BR/2BA Home in Phoenix, AZ

Phoenix, AZ
3 BD2 BA1,064 sqft
$48,000 down ยท $2,572/moView Details โ†’
3BR/2BA Home in Glendale, AZ
Subject ToNo Credit Check
$516,000$2,025/mo

3BR/2BA Home in Glendale, AZ

Glendale, AZ
3 BD2 BA1,820 sqft
$110,500 down ยท $2,025/moView Details โ†’
4BR/2BA Home in Valley, AZ
Subject ToNo Credit Check
$479,000$2,304/mo

4BR/2BA Home in Valley, AZ

Valley, AZ
4 BD2 BA1,587 sqft
$51,500 down ยท $2,304/moView Details โ†’
3BR/2BA Home in Buckeye, AZ
Cash PurchaseOr Best Offer
$488,000Cash Only

3BR/2BA Home in Buckeye, AZ

Buckeye, AZ
3 BD2 BA1,232 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in Surprise, AZ
Subject ToNo Credit Check
$464,000$2,715/mo

3BR/2BA Home in Surprise, AZ

Surprise, AZ
3 BD2 BA1,062 sqft
$40,000 down ยท $2,715/mo ยท 7.75% rateView Details โ†’
4BR/2BA Home in Scottsdale, AZ
Subject ToNo Credit Check
๐Ÿ’ฐ 5% Interest RateBelow National Avg
$833,000$3,778/mo

4BR/2BA Home in Scottsdale, AZ

Scottsdale, AZ
4 BD2 BA1,316 sqft
$72,000 down ยท $3,778/mo ยท 5% rateView Details โ†’
3BR/2BA Home in Canyon, AZ
Owner FinancedNo Credit Check
$549,900Contact for Details

3BR/2BA Home in Canyon, AZ

Canyon, AZ
3 BD2 BA1,926 sqft
$0 down ยท Contact for monthlyView Details โ†’
3BR/2BA Home with Pool in Scottsdale, AZ
Cash PurchaseOr Best Offer
$750,000Cash Only

3BR/2BA Home with Pool in Scottsdale, AZ

Scottsdale, AZ
3 BD2 BA2 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in Buckeye, AZ
Subject ToNo Credit Check
$445,474$2,274/mo

3BR/2BA Home in Buckeye, AZ

Buckeye, AZ
3 BD2 BA2 sqft
$35,000 down ยท $2,274/moView Details โ†’
5BR/4.5BA Home in Scottsdale, AZ
Cash PurchaseOr Best Offer
$1,799,000Cash Only

5BR/4.5BA Home in Scottsdale, AZ

Scottsdale, AZ
5 BD4.5 BA5 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in Glendale, AZ
Cash PurchaseOr Best Offer
$470,000Cash Only

3BR/2BA Home in Glendale, AZ

Glendale, AZ
3 BD2 BA2 sqft
Cash Purchase โ€” No FinancingView Details โ†’
4BR/3BA Home in Surprise, AZ
Subject ToNo Credit Check
$707,362$1,566/mo

4BR/3BA Home in Surprise, AZ

Surprise, AZ
4 BD3 BA3 sqft
$35,000 down ยท $1,566/moView Details โ†’
4BR/3BA Home in Tonopah, AZ
Subject ToNo Credit Check
$567,000$3,350/mo

4BR/3BA Home in Tonopah, AZ

Tonopah, AZ
4 BD3 BA3 sqft
$40,000 down ยท $3,350/moView Details โ†’
4BR/2BA Home in Chandler, AZ
Owner FinancedNo Credit Check
$569,900$3,194/mo

4BR/2BA Home in Chandler, AZ

Chandler, AZ
4 BD2 BA2 sqft
$42,000 down ยท $3,194/moView Details โ†’
3BR/2BA Home in Scottsdale, AZ
Cash PurchaseOr Best Offer
$650,000Cash Only

3BR/2BA Home in Scottsdale, AZ

Scottsdale, AZ
3 BD2 BA2 sqft
Cash Purchase โ€” No FinancingView Details โ†’

Buying a Home in Arizona with Owner Financing

If you're looking to buy a home in Arizona but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Arizona properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Arizona work just like a traditional home purchase โ€” you get the deed and own the property โ€” but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Phoenix, Tucson, Mesa, or anywhere else in Arizona, we have properties available or coming soon. Fill out our pre-qualification form to get started โ€” it takes less than 5 minutes and there's no obligation.