Owner Financed Homes in Texas

No credit check required. Browse properties in Houston, Dallas, San Antonio, Austin and across Texas with low down payments and flexible terms.

57 properties available in Texas

4BR/2.5BA Home in Porter, TX
Subject ToNo Credit Check
๐Ÿ’ฐ 3% Interest RateBelow National Avg
$375,000$2,203/mo

4BR/2.5BA Home in Porter, TX

Porter, TX
4 BD2.5 BA1,840 sqft
$45,000 down ยท $2,203/mo ยท 3% rateView Details โ†’
3BR/2BA Home in San Antonio, TX
Subject ToNo Credit Check
๐Ÿ’ฐ 4.88% Interest RateBelow National Avg
$303,000$1,566/mo

3BR/2BA Home in San Antonio, TX

San Antonio, TX
3 BD2 BA1,595 sqft
$35,000 down ยท $1,566/mo ยท 4.88% rateView Details โ†’
3BR/1BA Home in Houston, TX
Cash PurchaseOr Best Offer
$192,000Cash Only

3BR/1BA Home in Houston, TX

Houston, TX
3 BD1 BA975 sqft
Cash Purchase โ€” No FinancingView Details โ†’
5BR/2.5BA Home in Austin, TX
Owner FinancedNo Credit Check
๐Ÿ’ฐ 5% Interest RateBelow National Avg
$574,900$1,566/mo

5BR/2.5BA Home in Austin, TX

Austin, TX
5 BD2.5 BA2,001 sqft
$35,000 down ยท $1,566/mo ยท 5% rateView Details โ†’
3BR/2BA Home in Arcola, TX
Subject ToNo Credit Check
$427,500$1,566/mo

3BR/2BA Home in Arcola, TX

Arcola, TX
3 BD2 BA1,670 sqft
$35,000 down ยท $1,566/moView Details โ†’
5BR/2BA Home in Jarrell, TX
Subject ToNo Credit Check
$420,000$2,525/mo

5BR/2BA Home in Jarrell, TX

Jarrell, TX
5 BD2 BA1,820 sqft
$24,500 down ยท $2,525/moView Details โ†’
3BR/2BA Home in Kirbyville, TX
Cash PurchaseOr Best Offer
$159,000Cash Only

3BR/2BA Home in Kirbyville, TX

Kirbyville, TX
3 BD2 BA1,652 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in San Antonio, TX
Subject ToNo Credit Check
$392,000$2,066/mo

3BR/2BA Home in San Antonio, TX

San Antonio, TX
3 BD2 BA2,078 sqft
$30,000 down ยท $2,066/moView Details โ†’
3BR/2BA Home in Crowley, TX
Subject ToNo Credit Check
$407,500$2,453/mo

3BR/2BA Home in Crowley, TX

Crowley, TX
3 BD2 BA1,477 sqft
$30,000 down ยท $2,453/moView Details โ†’
3BR/2BA Home in Hutto, TX
Subject ToNo Credit Check
$374,500$2,512/mo

3BR/2BA Home in Hutto, TX

Hutto, TX
3 BD2 BA1,232 sqft
$23,500 down ยท $2,512/moView Details โ†’
3BR/2BA Home in Converse, TX
Subject ToNo Credit Check
$344,000$1,400/mo

3BR/2BA Home in Converse, TX

Converse, TX
3 BD2 BA1,266 sqft
$30,000 down ยท $1,400/moView Details โ†’
3BR/2BA Home in San Antonio, TX
Subject ToNo Credit Check
๐Ÿ’ฐ 5.5% Interest RateBelow National Avg
$354,500$1,718/mo

3BR/2BA Home in San Antonio, TX

San Antonio, TX
3 BD2 BA1,266 sqft
$32,000 down ยท $1,718/mo ยท 5.5% rateView Details โ†’
4BR/3BA Home in San Antonio, TX
Cash PurchaseOr Best Offer
$335,000Cash Only

4BR/3BA Home in San Antonio, TX

San Antonio, TX
4 BD3 BA2,853 sqft
Cash Purchase โ€” No FinancingView Details โ†’
4BR/2BA Home in Point, TX
Subject ToNo Credit Check
$446,000$3,074/mo

4BR/2BA Home in Point, TX

Point, TX
4 BD2 BA2,375 sqft
$35,000 down ยท $3,074/moView Details โ†’
4BR/3BA Home in San Antonio, TX
Cash PurchaseOr Best Offer
$320,000Cash Only

4BR/3BA Home in San Antonio, TX

San Antonio, TX
4 BD3 BA2,057 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home on Acreage in Stockdale, TX
Cash PurchaseOr Best Offer
$266,000Cash Only

3BR/2BA Home on Acreage in Stockdale, TX

Stockdale, TX
3 BD2 BA1,503 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in Waxahachie, TX
Cash PurchaseOr Best Offer
$275,000Cash Only

3BR/2BA Home in Waxahachie, TX

Waxahachie, TX
3 BD2 BA1,400 sqft
Cash Purchase โ€” No FinancingView Details โ†’
Home in Houston, TX
Cash PurchaseOr Best Offer
$750,000Cash Only

Home in Houston, TX

Houston, TX
0 BD0 BA0 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in San Antonio, TX
Subject ToNo Credit Check
$476,000$2,772/mo

3BR/2BA Home in San Antonio, TX

San Antonio, TX
3 BD2 BA1,753 sqft
$53,000 down ยท $2,772/moView Details โ†’
4BR/2BA Home in San Antonio, TX
Subject ToNo Credit Check
๐Ÿ’ฐ 3.25% Interest RateBelow National Avg
$408,000$1,804/mo

4BR/2BA Home in San Antonio, TX

San Antonio, TX
4 BD2 BA1,880 sqft
$32,000 down ยท $1,804/mo ยท 3.25% rateView Details โ†’
7BR/4BA Home in Houston, TX
Cash PurchaseOr Best Offer
$496,000Cash Only

7BR/4BA Home in Houston, TX

Houston, TX
7 BD4 BA2,356 sqft
Cash Purchase โ€” No FinancingView Details โ†’
6BR/4BA Home in Houston, TX
Cash PurchaseOr Best Offer
$500,000Cash Only

6BR/4BA Home in Houston, TX

Houston, TX
6 BD4 BA2,156 sqft
Cash Purchase โ€” No FinancingView Details โ†’
4BR/5BA Home in Houston, TX
Cash PurchaseOr Best Offer
$545,000Cash Only

4BR/5BA Home in Houston, TX

Houston, TX
4 BD5 BA2,100 sqft
Cash Purchase โ€” No FinancingView Details โ†’
4BR/5BA Home in Houston, TX
Cash PurchaseOr Best Offer
$545,000Cash Only

4BR/5BA Home in Houston, TX

Houston, TX
4 BD5 BA2,110 sqft
Cash Purchase โ€” No FinancingView Details โ†’
4BR/2BA Home with ADU in Dallas, TX
Owner FinancedNo Credit Check
$475,000$1,778/mo

4BR/2BA Home with ADU in Dallas, TX

Dallas, TX
4 BD2 BA2,601 sqft
$0 down ยท $1,778/moView Details โ†’
5BR/2.5BA Home in Humble, TX
Subject ToNo Credit Check
$360,000$2,100/mo

5BR/2.5BA Home in Humble, TX

Humble, TX
5 BD2.5 BA2,788 sqft
$40,000 down ยท $2,100/moView Details โ†’
5BR/4BA Home with Subdivision Potential in Granger, TX
Cash PurchaseOr Best Offer
$395,000Cash Only

5BR/4BA Home with Subdivision Potential in Granger, TX

Granger, TX
5 BD4 BA2,292 sqft
Cash Purchase โ€” No FinancingView Details โ†’
4BR/2BA Home with Dual Kitchens in San Antonio, TX
Lease OptionNo Credit Check
$315,000$1,669/mo

4BR/2BA Home with Dual Kitchens in San Antonio, TX

San Antonio, TX
4 BD2 BA2,263 sqft
$0 down ยท $1,669/moView Details โ†’
3BR/1BA Home in San Antonio, TX
Cash PurchaseOr Best Offer
$205,000Cash Only

3BR/1BA Home in San Antonio, TX

San Antonio, TX
3 BD1 BA1,176 sqft
Cash Purchase โ€” No FinancingView Details โ†’
Home in Silsbee, TX
Cash PurchaseOr Best Offer
$1,300,000Cash Only

Home in Silsbee, TX

Silsbee, TX
0 BD0 BA0 sqft
Cash Purchase โ€” No FinancingView Details โ†’
4BR/3BA Home in San Antonio, TX
Cash PurchaseOr Best Offer
$340,000Cash Only

4BR/3BA Home in San Antonio, TX

San Antonio, TX
4 BD3 BA2,456 sqft
Cash Purchase โ€” No FinancingView Details โ†’
4BR/2BA Home in Smithville, TX
Cash PurchaseOr Best Offer
$255,000Cash Only

4BR/2BA Home in Smithville, TX

Smithville, TX
4 BD2 BA2,128 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2.5BA Home in Abilene, TX
Subject ToNo Credit Check
$339,000$1,192/mo

3BR/2.5BA Home in Abilene, TX

Abilene, TX
3 BD2.5 BA2,192 sqft
$45,500 down ยท $1,192/moView Details โ†’
3BR/2BA Home in San Antonio, TX
Subject ToNo Credit Check
$315,500$2,011/mo

3BR/2BA Home in San Antonio, TX

San Antonio, TX
3 BD2 BA1,162 sqft
$24,000 down ยท $2,011/moView Details โ†’
4BR/4BA Home in Austin, TX
Owner FinancedNo Credit Check
๐Ÿ’ฐ 4.99% Interest RateBelow National Avg
$1,919,000$10,260/mo

4BR/4BA Home in Austin, TX

Austin, TX
4 BD4 BA2,515 sqft
$180,000 down ยท $10,260/mo ยท 4.99% rateView Details โ†’
3BR/3BA Home in Austin, TX
Owner FinancedNo Credit Check
๐Ÿ’ฐ 4% Interest RateBelow National Avg
$995,000$4,864/mo

3BR/3BA Home in Austin, TX

Austin, TX
3 BD3 BA2,118 sqft
$161,000 down ยท $4,864/mo ยท 4% rateView Details โ†’
6BR/4BA Home in Fredericksburg, TX
Owner FinancedNo Credit Check
๐Ÿ’ฐ 4.25% Interest RateBelow National Avg
$1,920,000$8,132/mo

6BR/4BA Home in Fredericksburg, TX

Fredericksburg, TX
6 BD4 BA4,757 sqft
$390,000 down ยท $8,132/mo ยท 4.25% rateView Details โ†’
7BR/3BA Home in Pflugerville, TX
Owner FinancedNo Credit Check
$965,000$5,235/mo

7BR/3BA Home in Pflugerville, TX

Pflugerville, TX
7 BD3 BA3,294 sqft
$157,000 down ยท $5,235/mo ยท 6% rateView Details โ†’
4BR/3BA Home in Converse, TX
Subject ToNo Credit Check
$432,500$2,210/mo

4BR/3BA Home in Converse, TX

Converse, TX
4 BD3 BA2,609 sqft
$29,000 down ยท $2,210/moView Details โ†’
4BR/3BA Home in City, TX
Cash PurchaseOr Best Offer
$440,000Cash Only

4BR/3BA Home in City, TX

City, TX
4 BD3 BA2,458 sqft
Cash Purchase โ€” No FinancingView Details โ†’
Lot Available in West Tawakoni, TX
Cash PurchaseOr Best Offer
$135,000Cash Only

Lot Available in West Tawakoni, TX

Tawakoni, TX
0 BD0 BA0 sqft
Cash Purchase โ€” No FinancingView Details โ†’
Home in Wheeler, TX
Owner FinancedNo Credit Check
$350,000$1,500/mo

Home in Wheeler, TX

Wheeler, TX
0 BD0 BA0 sqft
$60,000 down ยท $1,500/mo ยท 8% rateView Details โ†’
3BR/2BA Home in Canton, TX
Cash PurchaseOr Best Offer
$350,000Cash Only

3BR/2BA Home in Canton, TX

Canton, TX
3 BD2 BA1,836 sqft
Cash Purchase โ€” No FinancingView Details โ†’
4BR/2BA Home in Greenville, TX
Owner FinancedNo Credit Check
$390,000Contact for Details

4BR/2BA Home in Greenville, TX

Greenville, TX
4 BD2 BA1,746 sqft
$45,000 down ยท Contact for monthly ยท 7.97% rateView Details โ†’
3BR/2BA Home in Houston, TX
Cash PurchaseOr Best Offer
$399,900Cash Only

3BR/2BA Home in Houston, TX

Houston, TX
3 BD2 BA2 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in El Paso, TX
Cash PurchaseOr Best Offer
$305,000Cash Only

3BR/2BA Home in El Paso, TX

El Paso, TX
3 BD2 BA2 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/1.5BA Home in La Porte, TX
Lease OptionNo Credit Check
$325,000$1,773/mo

3BR/1.5BA Home in La Porte, TX

La Porte, TX
3 BD1.5 BA5 sqft
$0 down ยท $1,773/moView Details โ†’
4BR/4BA Home in El Paso, TX
Cash PurchaseOr Best Offer
$495,000Cash Only

4BR/4BA Home in El Paso, TX

El Paso, TX
4 BD4 BA5 sqft
Cash Purchase โ€” No FinancingView Details โ†’
4BR/2.5BA Home in Missouri City, TX
Cash PurchaseOr Best Offer
$479,900Cash Only

4BR/2.5BA Home in Missouri City, TX

City, TX
4 BD2.5 BA5 sqft
Cash Purchase โ€” No FinancingView Details โ†’
Home in Amarillo, TX
Cash PurchaseOr Best Offer
$135,000Cash Only

Home in Amarillo, TX

Amarillo, TX
0 BD0 BA0 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in San Antonio, TX
Cash PurchaseOr Best Offer
$210,000Cash Only

3BR/2BA Home in San Antonio, TX

San Antonio, TX
3 BD2 BA2 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2.5BA Home in San Antonio, TX
Owner FinancedNo Credit Check
$425,000$2,000/mo

3BR/2.5BA Home in San Antonio, TX

San Antonio, TX
3 BD2.5 BA5 sqft
$35,000 down ยท $2,000/moView Details โ†’
3BR/2BA Home in Porter, TX
Subject ToNo Credit Check
$310,029$1,566/mo

3BR/2BA Home in Porter, TX

Porter, TX
3 BD2 BA2 sqft
$35,000 down ยท $1,566/moView Details โ†’
3BR/2BA Home in Batesville, TX
Subject ToNo Credit Check
$275,317$1,158/mo

3BR/2BA Home in Batesville, TX

Batesville, TX
3 BD2 BA2 sqft
$26,083 down ยท $1,158/moView Details โ†’
5BR/3BA Home in San Antonio, TX
Cash PurchaseOr Best Offer
$320,000Cash Only

5BR/3BA Home in San Antonio, TX

San Antonio, TX
5 BD3 BA3 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in Dallas, TX
Subject ToNo Credit Check
$239,853$1,566/mo

3BR/2BA Home in Dallas, TX

Dallas, TX
3 BD2 BA2 sqft
$35,000 down ยท $1,566/moView Details โ†’
3BR/1BA Home with ADU in San Antonio, TX
Subject ToNo Credit Check
$429,785$2,404/mo

3BR/1BA Home with ADU in San Antonio, TX

San Antonio, TX
3 BD1 BA1 sqft
$50,000 down ยท $2,404/moView Details โ†’

Buying a Home in Texas with Owner Financing

If you're looking to buy a home in Texas but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Texas properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Texas work just like a traditional home purchase โ€” you get the deed and own the property โ€” but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Houston, Dallas, San Antonio, Austin, or anywhere else in Texas, we have properties available or coming soon. Fill out our pre-qualification form to get started โ€” it takes less than 5 minutes and there's no obligation.