Owner Financed Homes in Georgia

No credit check required. Browse properties in Atlanta, Savannah, Augusta and across Georgia with low down payments and flexible terms.

10 properties available in Georgia

4BR/3BA Home in Jonesboro, GA
Subject ToNo Credit Check
๐Ÿ’ฐ 5.25% Interest RateBelow National Avg
$451,000$2,233/mo

4BR/3BA Home in Jonesboro, GA

Jonesboro, GA
4 BD3 BA2,570 sqft
$44,000 down ยท $2,233/mo ยท 5.25% rateView Details โ†’
3BR/4BA Home in Milledgeville, GA
Cash PurchaseOr Best Offer
$425,000Cash Only

3BR/4BA Home in Milledgeville, GA

Milledgeville, GA
3 BD4 BA3,549 sqft
Cash Purchase โ€” No FinancingView Details โ†’
3BR/2BA Home in Macon, GA
Cash PurchaseOr Best Offer
$223,000Cash Only

3BR/2BA Home in Macon, GA

Macon, GA
3 BD2 BA1,216 sqft
Cash Purchase โ€” No FinancingView Details โ†’
2BR/2BA Home in Atlanta, GA
Subject ToNo Credit Check
$445,500$1,566/mo

2BR/2BA Home in Atlanta, GA

Atlanta, GA
2 BD2 BA1,000 sqft
$35,000 down ยท $1,566/moView Details โ†’
1BR/1BA Condo in Atlanta, GA
Subject ToNo Credit Check
$285,000$2,736/mo

1BR/1BA Condo in Atlanta, GA

Atlanta, GA
1 BD1 BA650 sqft
$20,000 down ยท $2,736/mo ยท 6.25% rateView Details โ†’
5BR/3BA Home in Bloomingdale, GA
Subject ToNo Credit Check
$511,000$1,566/mo

5BR/3BA Home in Bloomingdale, GA

Bloomingdale, GA
5 BD3 BA2,400 sqft
$35,000 down ยท $1,566/moView Details โ†’
3BR/2BA Home in Rome, GA
Owner FinancedNo Credit Check
$340,000$1,467/mo

3BR/2BA Home in Rome, GA

Rome, GA
3 BD2 BA1,320 sqft
$35,000 down ยท $1,467/mo ยท 7.25% rateView Details โ†’
4BR/3BA Home in Acworth, GA
Subject ToNo Credit Check
$596,500$1,566/mo

4BR/3BA Home in Acworth, GA

Acworth, GA
4 BD3 BA2,576 sqft
$35,000 down ยท $1,566/moView Details โ†’
3BR/2.5BA Home in Decatur, GA
Cash PurchaseOr Best Offer
$280,000Cash Only

3BR/2.5BA Home in Decatur, GA

Decatur, GA
3 BD2.5 BA1,865 sqft
Cash Purchase โ€” No FinancingView Details โ†’
5BR/4BA Home in Marietta, GA
Subject ToNo Credit Check
$744,400$3,238/mo

5BR/4BA Home in Marietta, GA

Marietta, GA
5 BD4 BA3,270 sqft
$67,000 down ยท $3,238/moView Details โ†’

Buying a Home in Georgia with Owner Financing

If you're looking to buy a home in Georgia but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Georgia properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Georgia work just like a traditional home purchase โ€” you get the deed and own the property โ€” but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Atlanta, Savannah, Augusta, or anywhere else in Georgia, we have properties available or coming soon. Fill out our pre-qualification form to get started โ€” it takes less than 5 minutes and there's no obligation.