Owner Financed Homes in Florida

No credit check required. Browse properties in Jacksonville, Miami, Tampa, Orlando and across Florida with low down payments and flexible terms.

24 properties available in Florida

Home in Thonotosassa, FL
Cash PurchaseOr Best Offer
$284,900Cash Only

Home in Thonotosassa, FL

Thonotosassa, FL
0 BD0 BA0 sqft
Cash Purchase — No FinancingView Details →
3BR/2BA Home in Jacksonville, FL
Subject ToNo Credit Check
$385,000$1,566/mo

3BR/2BA Home in Jacksonville, FL

Jacksonville, FL
3 BD2 BA1,737 sqft
$35,000 down · $1,566/moView Details →
2BR/2BA Home in Holiday, FL
Cash PurchaseOr Best Offer
$312,000Cash Only

2BR/2BA Home in Holiday, FL

Holiday, FL
2 BD2 BA1,310 sqft
Cash Purchase — No FinancingView Details →
3BR/1BA Home in Citra, FL
Cash PurchaseOr Best Offer
$277,000Cash Only

3BR/1BA Home in Citra, FL

Citra, FL
3 BD1 BA924 sqft
Cash Purchase — No FinancingView Details →
6BR/4BA Home in Deland, FL
Cash PurchaseOr Best Offer
$439,000Cash Only

6BR/4BA Home in Deland, FL

Deland, FL
6 BD4 BA3,182 sqft
Cash Purchase — No FinancingView Details →
6BR/3BA Home in Jacksonville, FL
Cash PurchaseOr Best Offer
$407,000Cash Only

6BR/3BA Home in Jacksonville, FL

Jacksonville, FL
6 BD3 BA2,533 sqft
Cash Purchase — No FinancingView Details →
4BR/2BA Home in Zephyrhills, FL
Owner FinancedNo Credit Check
$465,000$1,566/mo

4BR/2BA Home in Zephyrhills, FL

Zephyrhills, FL
4 BD2 BA1,405 sqft
$35,000 down · $1,566/mo · 6.5% rateView Details →
4BR/2.5BA Home in City, FL
Lease OptionNo Credit Check
$468,000$3,100/mo

4BR/2.5BA Home in City, FL

City, FL
4 BD2.5 BA2,480 sqft
$0 down · $3,100/moView Details →
3BR/2BA Home in Hill, FL
Cash PurchaseOr Best Offer
$359,900Cash Only

3BR/2BA Home in Hill, FL

Hill, FL
3 BD2 BA1,230 sqft
Cash Purchase — No FinancingView Details →
3BR/2BA Home in Land O Lakes, FL
Subject ToNo Credit Check
$507,000$1,566/mo

3BR/2BA Home in Land O Lakes, FL

Lakes, FL
3 BD2 BA2,596 sqft
$35,000 down · $1,566/moView Details →
4BR/2BA Home in Gainesville, FL
Owner FinancedNo Credit Check
💰 5% Interest RateBelow National Avg
$405,000$1,566/mo

4BR/2BA Home in Gainesville, FL

Gainesville, FL
4 BD2 BA1,548 sqft
$35,000 down · $1,566/mo · 5% rateView Details →
4BR/3BA Home in City, FL
Cash PurchaseOr Best Offer
$435,700Cash Only

4BR/3BA Home in City, FL

City, FL
4 BD3 BA2,362 sqft
Cash Purchase — No FinancingView Details →
2BR/1BA Home in City, FL
Cash PurchaseOr Best Offer
$240,000Cash Only

2BR/1BA Home in City, FL

City, FL
2 BD1 BA792 sqft
Cash Purchase — No FinancingView Details →
3BR/2BA Home in Panama City Beach, FL
Cash PurchaseOr Best Offer
$520,000Cash Only

3BR/2BA Home in Panama City Beach, FL

Beach, FL
3 BD2 BA1,296 sqft
Cash Purchase — No FinancingView Details →
3BR/2BA Home in Hill, FL
Cash PurchaseOr Best Offer
$425,000Cash Only

3BR/2BA Home in Hill, FL

Hill, FL
3 BD2 BA1,666 sqft
Cash Purchase — No FinancingView Details →
3BR/1BA Home in Englewood, FL
Cash PurchaseOr Best Offer
$355,000Cash Only

3BR/1BA Home in Englewood, FL

Englewood, FL
3 BD1 BA1,198 sqft
Cash Purchase — No FinancingView Details →
4BR/2BA Home in Fort Myers, FL
Cash PurchaseOr Best Offer
$415,000Cash Only

4BR/2BA Home in Fort Myers, FL

Fort Myers, FL
4 BD2 BA2,043 sqft
Cash Purchase — No FinancingView Details →
3BR/2BA Home in Tampa, FL
Cash PurchaseOr Best Offer
$513,000Cash Only

3BR/2BA Home in Tampa, FL

Tampa, FL
3 BD2 BA1,815 sqft
Cash Purchase — No FinancingView Details →
4BR/2BA Home in Charlotte, FL
Owner FinancedNo Credit Check
$339,000$1,504/mo

4BR/2BA Home in Charlotte, FL

Charlotte, FL
4 BD2 BA2 sqft
$33,900 down · $1,504/moView Details →
3BR/3BA Home in Fort Myers, FL
Lease OptionNo Credit Check
$484,375$3,215/mo

3BR/3BA Home in Fort Myers, FL

Fort Myers, FL
3 BD3 BA3 sqft
$0 down · $3,215/moView Details →
3BR/2BA Home in St. Augustine, FL
Subject ToNo Credit Check
$459,000$2,160/mo

3BR/2BA Home in St. Augustine, FL

Augustine, FL
3 BD2 BA2 sqft
$41,000 down · $2,160/moView Details →
4BR/2BA Home in Kissimmee, FL
Subject ToNo Credit Check
$342,211$1,566/mo

4BR/2BA Home in Kissimmee, FL

Kissimmee, FL
4 BD2 BA2 sqft
$35,000 down · $1,566/moView Details →
4BR/4BA Home in Destin, FL
Owner FinancedNo Credit Check
$900,000$1,566/mo

4BR/4BA Home in Destin, FL

Destin, FL
4 BD4 BA4 sqft
$35,000 down · $1,566/moView Details →
3BR/2BA Home in Winter Haven, FL
Subject ToNo Credit Check
$399,000$2,307/mo

3BR/2BA Home in Winter Haven, FL

Haven, FL
3 BD2 BA2 sqft
$20,000 down · $2,307/moView Details →

Buying a Home in Florida with Owner Financing

If you're looking to buy a home in Florida but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Florida properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Florida work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Jacksonville, Miami, Tampa, Orlando, or anywhere else in Florida, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.